Financially Preparing for Emergency Disasters

9/17/2021 (Permalink)

Make sure your family is prepared by being financially ready for an emergency disaster

For the third theme of National Preparedness Month in 2021, the focus is on getting financially prepared for an emergency disaster. Ready.Gov highlights some ways that homeowners can get prepared at either no cost or a low cost. In addition to the resources listed on Ready.Gov, the Federal Emergency Management Agency (FEMA) offers a plethora of resources that can be shipped directly to your home.

At SERVPRO of Rochester MI, we are able to work directly with your insurance company to ease the stress during emergency disasters. It’s extremely important that homeowners make sure that they are adequately covered for emergencies that the region is prone to. For example, if your home is in a flood zone, flood insurance should be a priority. Likewise, if your home is in an area where wildfires are prevalent, insurance for wildfires is a must. The Red Cross has an interactive map that shows common disasters across the United States by region and what you should be prepared for.

To get started, here are a few tips you should consider in order to get financially prepared for an emergency disaster:

1. Gather financial, medical, personal, and household information and keep them in an accessible safe space. 

2. Keep small amounts of cash in your home for items such as food, gas, or other supplies in the event that you cannot get to an ATM. In addition, consider opening a savings account and saving up money for potential disasters. 

3. Keep on top of your homeowners or renters, health and life insurance. Consider purchasing flood insurance from the national flood insurance program as well as reviewing your policy to make sure you’re adequately covered.

For more tips and resources on how to prepare financially, click on any of the links above in this blog or contact us at (248) 608-2667